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John A. Christopher (CA Insurance License #0F21542), David Farra, Bryan Bertani and Peter Korbakes (CA Insurance License #0L96565) are collectively licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of IL, AL, AZ, CA, CT, CO, FL, GA, IA, IN, MD, MI, MN, MO, NM, NC, ND, NY, OH, PA, SC, TN, TX, VA and WI. No insurance business may be conducted outside this/these state(s) referenced.

John A. Christopher, David Farra, Bryan Bertani and Peter Korbakes are Registered Representatives of and collectively offer securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states of IL, AL, AZ, CA, CO, FL, GA, IN, KY, MD, MI, TN, TX, VA and WI. No offers may be made or accepted from any resident outside the specific states referenced.

Neither Christopher Financial Group and its employees nor New York Life or its subsidiaries and affiliates provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional regarding your particular situation.

John A. Christopher and David Farra are also separately collectively registered as an investment adviser representative(s) ("IAR"), under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of IL, CA, CO, FL, GA, IN, KY, MD, MI, TN, VA, and WI. As such, these services are strictly intended for individuals residing in the states referenced.

Christopher Financial Group is not owned or operated by NYLIFE Securities LLC or its affiliates.